GENERAL TERMS AND CONDITIONS

(last version. Last updated on 18.06.2016, 12:50)

§ 1 Contracting parties and validity of the General Terms and Conditions

Contracting parties are TRADEofficer UG, Preysingstraße 22, 81667Munich, Germany, hereinafter referred to as TRADEofficer on the one hand and the user of all services, deliveries, offers and performances provided by TRADEofficer, hereinafter referred to as user, on the other hand. Contradictory contractual terms and conditions of other business partners/users are expressly contradicted unless TRADEofficer has expressly agreed to them in writing.

Changes to these terms and conditions will be posted on www.tradeofficer.de. Users who use services against payment will also be notified of changes to these terms and conditions immediately by e-mail. If the user does not revoke the contract within 14 days after notification of the changes, the contractual relationship will be continued with the changed General Terms and Conditions.

§ 2 Right of revocation

The contract declaration can be revoked in writing (e.g. letter or e-mail) within 14 days without giving reasons. The period begins after receipt of this instruction in text form, in the case of distance contracts, according to § 312 b BGB (German Civil Code) these are contracts concluded using exclusively means of distance communication such as letter, fax, telephone, Internet, e-mail etc., but not before the user has been provided with a contractual document, your written application or a copy of the contractual document or application and also not before we have fulfilled our information obligations according to Art. 246 § 2 in conjunction with § 1 Para. 1 and 2 EGBGB (Introductory Act to the German Civil Code). In the event of an effective cancellation, the services received by both parties shall be returned and any benefits derived (e.g. interest) surrendered. If TRADEofficer is unable to return the received service in whole or in part or only in a deteriorated condition, the user may be required to pay compensation. This can lead to the user having to fulfil the contractual payment obligations for the period until revocation. Obligations to refund payments must be fulfilled within 30 days. For the user, the period begins with the sending of the cancellation declaration, for TRADEofficer with its receipt.

The user's right of revocation expires in the case of distance selling contracts, which according to § 312 b BGB are such contracts that are concluded using exclusively means of distance communication such as letter, fax, telephone, Internet, e-mail etc., prematurely if the contract is completely fulfilled by both parties at their express request before the user has exercised their right of revocation.

The right of withdrawal expires automatically if a new contract is concluded within 12 months.

The revocation must be sent by e-mail to info@tradeofficer.de or to the business address of TRADEofficer (see §1).

§ 3 Contractual services

The conditions mentioned under § 3 apply to all services provided by TRADEofficer. For chargeable contents the conditions mentioned below under §4 apply additionally.

TRADEofficer offers information from the field of economics, especially financial economics. In addition to conservative information, this may also include information for the speculatively oriented investor. TRADEofficer analyses the international stock, foreign exchange, derivative and commodity markets and can also present speculative investments such as future, leveraged and turbo certificates as well as warrants. TRADEofficer presents this information in its app. Nevertheless, it may happen that basic information is also presented via e-mail and/or on the website of TRADEofficer.

TRADEofficer reserves the right to make changes to the current scope of free services at any time. TRADEofficer is entitled to interrupt or discontinue the availability of the services provided due to maintenance work. If an interruption of the availability is foreseeable, which can only be called up within the framework of a contractual relationship with costs, TRADEofficer will inform the respective users. If the availability is interrupted for more than 14 days through the fault of TRADEofficer, the user will be granted an extraordinary right of termination.

§ 4 Use of chargeable contents and products

TRADEofficer operates fee-based information services. These can be ordered by the user via the app. The chargeable services are characterised by the product features stated in the product description. There is no claim to further contents or a certain scope of the information service.

TRADEofficer reserves the right to supplement, expand or otherwise change the information offered at any time, provided that the content of the information is not affected and is reasonable for the user.

The offers are non-binding and subject to confirmation. By submitting his order via the Apple App Store or the Googlestore, the user makes a legally binding declaration of intent to conclude a contract. The modalities of the chargeable service "inAPP purchase" depend on the respective contractual provisions of the App sellers (Apple or Google).

§ 5 Obligations of the user

The user must have reached the age of eighteen in order to be able to place orders with TRADEofficer and to obtain paid content. Otherwise, the user is obliged to present a written permission of the parent or guardian in advance.

The user is obliged to provide all data required for the order and for a contractual relationship in a truthful, accurate, current and complete manner. When concluding a contractual relationship, the user is also obliged to notify TRADEofficer immediately of any changes to the user's name, address and bank details that occur after conclusion of the contract.

The information provided by TRADEofficer is intended exclusively for the personal use of the individual user. Any disclosure, publication, whether for payment or free of charge, is expressly forbidden to the user. In case of violation, TRADEofficer reserves the right to terminate the contract without notice according to §5 and to claim damages. Furthermore, a criminal prosecution cannot be excluded in such a case. In this case, a repayment of already prepaid amounts will not be made. Any access data to protected areas of TRADEofficer are non-transferable and must be protected from being accessed by third parties. The information services are sent to a maximum of two terminals per user. The user guarantees that he/she will use the terminal equipment alone, i.e. third parties will not have access to the content received.

In order to make use of TRADEofficer's offer, the user must ensure the necessary system requirements and their operation at his own expense. The system requirements may change according to technical progress. The information services are sent within the App. The user is therefore obliged to take special care to maintain a fully functional mobile device, to provide an e-mail address and to use his mobile devices at regular intervals. TRADEofficer does not assume any liability for delivery errors.

§ 6 Duration of contract, method of payment and termination

The contract period is indicated in the product description, for some products this can be chosen by the user. The selected term cannot be changed subsequently, a change requires the termination of the existing contractual relationship and the conclusion of a new contract.

TRADEofficer has the right to extraordinary termination in case of violation of §5; in case of discontinuation of the information service and in case of justified doubts about the user's solvency.

The prices and conditions agreed upon between the user and TRADEofficer are valid according to the conditions of the Appstores (Apple and Google). Payment is always made in advance.

§ 7 Notice of risk and exclusion of liability

The information and analyses of TRADEofficers are prepared with the greatest care and to the best of the knowledge of analysts and computerised analysis systems.

The offer of TRADEofficers does not constitute advice within the meaning of the German Securities Trading Act (WpHG) and the information contained herein does not constitute a solicitation for securities transactions. They merely correspond to the personal assessment of the respective author, for which the author assumes no liability. TRADEofficer and/or the authors do not guarantee the topicality, correctness, completeness or quality of the information provided.

TRADEofficer excludes liability for slightly negligent breaches of duty, provided that these do not concern duties essential to the contract, damages resulting from injury to life, limb or health or guarantees or claims under the Product Liability Act. The same applies to breaches of duty by legal representatives or vicarious agents of TRADEofficer.

If the user uses the information provided by TRADEofficer as a basis for his own trading decisions, he does so exclusively at his own risk. In this respect, TRADEofficer excludes any liability for losses incurred by the user.

TRADEofficer makes the recommendations in the information services and, if applicable, on the internet pages available to users for their own research and information gathering. It is expressly pointed out that this does not constitute advice, an invitation to buy or sell. Only the subjective opinions of the analysts or the computerised evaluation of the computerised analysts are reproduced. In principle, the purchase of securities involves the risk of total loss. The profits made in the past are no guarantee for the future. Under no circumstances should unreflected investment decisions be made on the basis of this information. The information in this offer does not replace research.

Transactions with futures and derivatives (e.g. warrants and leverage certificates) are stock exchange futures. The opportunities for above-average profits are offset by considerable risks, up to and including total loss. Anyone who has not read and understood the brochure "Basic Information on Stock Exchange Futures" and the form "Loss Risks with Stock Exchange Futures Transactions", which is available from all banks in accordance with § 53 (2) of the Stock Exchange Act, should under no circumstances participate in speculation with futures and derivatives.

Whoever carries out securities transactions based on the recommendations of TRADEofficers declares to be sufficiently informed about the special risks and functionalities of the respective form of investment and the required stock exchange futures capacity. to dispose of. In principle, the position sizes of such futures and derivatives should be kept small. The selection and weighting of securities in the user's securities account depends exclusively on the user's personal risk appetite and asset structure. Position sizes such as those in TRADEofficer's sample securities accounts may therefore not be recommended. In case of uncertainty on the part of the user in this regard, TRADEofficer recommends that the user in any case consult the house bank / or custodian bank or an investment advisor.

In order to make use of TRADEofficer's offer, the customer must ensure the necessary system requirements and their operation at his own expense. The system requirements may change according to technical progress. TRADEofficer assumes no liability for errors in delivery.

§ 8 Notification of possible conflicts of interest in accordance with §34b WpHG

Employees of TRADEofficers or third parties close to them as well as external analysts and computerised analysts may have acquired positions in the analysed or presented underlyings or their derviates and futures. In accordance with TRADEofficer's guidelines, potential conflicts of interest are indicated if a security is in the portfolio at the time of publication of the analysis.

§ 9 Defaults in performance and warranty conditions

If TRADEofficer is unable to provide fee-based information services, or is only able to provide them to a limited extent, due to force majeure or other reasons for which neither TRADEofficer nor the user is responsible, TRADEofficer is not liable for the failure and the resulting damages.

§ 10 Links to external websites

The offer of TRADEofficer may contain hyperlinks to third party websites. These websites are subject to the liability of the respective operators. TRADEofficer has no influence on the current and future design and content of the linked sites. The inclusion of external links does not mean that TRADEofficer adopts the content behind the reference or link as its own. TRADEofficer cannot reasonably be expected to constantly monitor these external links without concrete evidence of legal violations. However, upon knowledge of legal violations, such external links will be deleted immediately. TRADEofficer therefore asks to be informed about such links so that they can be deleted immediately and possibly reported.

TRADEofficer expressly dissociates itself from all contents of all linked/connected pages that have been changed after the link was set. This statement applies to all links and references set within its own Internet offer as well as to external entries in the guest books, discussion forums and mailing lists set up by TRADEofficer. For illegal, incorrect or incomplete contents and in particular for damages resulting from the use or non-use of such information, the provider of the page to which reference is made is solely liable, not the person who merely refers to the respective publication via links.